Good Debt


Leveraging Assets


Mortgages & Investment Loans

Leveraging Good Debt

Yes, you read that correctly.  Despite what everyone has told you, there is such a thing as ‘Good Debt’. Good debt can include the mortgage used to buy another property, the new mortgage you used to consolidate your higher interest debts, ie: credit cards, the money you borrow to invest in the market or even the money used to pay for higher education at Colleges and Universities.  In a sense, good debt is an investment in something that will grow in value and or generate future income. At the Blackmore Levy Group, we’ll custom design your Financial Blue Print and show you the best strategies for leveraging good debt and building your Financial House.

Full Mortgage Services

We offer full Mortgage Services representing all lenders and cover all types of Mortgages. Whether you are Purchasing a brand new home, Refinancing your home in order to cover the costs of the renovations, Renewing your existing mortgage or Consolidating your high-interest debts into a low-interest Mortgage, let us make your money work for you.

Investment Loans

We all have financial goals but sometimes finding the cash to support an investment plan can be difficult.  We don’t want you to miss out on the opportunity to save while you’re still working, as the benefits are too great.  We can help.  At the Blackmore Levy Group, an Investment Loan can provide you with the cash you need to help you achieve your goals sooner.  It’s important to understand Investment Leveraging, so let us show you how you can do it too.

We Offer Full Mortgage Services

Purchasing Mortgages: Whether you’re a first-time buyer or an experienced one, we will work for you, not the banks. We work in your best interest.

Mortgage Renewals:  Your mortgage is one of your biggest expenses.  We will help you find the best interest rates and mortgage terms for your property.

Refinance Your Mortgage, Secured Line Of Credit: Refinancing is a good option to pull out equity for consolidating debts, home improvements, investing, College/University expenses and more.

Home Equity Line of Credit, Second Mortgages, Private Lending and Reverse Mortgages:  We work with many lenders, that have good rates and terms, so we can help you in every situation.

Case Study

This couple was in their early 40’s with 2 young children, they’ve lived in the same home for the last 15 years and it was time for a new look.

Home Location: Burlington

Home value:  $545,000.00

They were 2 years into a 3-year mortgage term

Current Mortgage

Vehicle Loan

Credit card

Line of credit

$ 285,000

$   23,000

$     2,800

$     6,000


$ 373

$   40

$ 180

The clients wanted a new kitchen with a budget of $30,000 and an additional $20,000 to increase their retirement savings. By leveraging good debt they were able to achieve these goals.

The New Mortgage was $365,000 with a monthly payment $1475.63

That’s a total monthly savings of $367.37

Not only were the clients able to put their new kitchen in, they paid off their high-interest debts and were able to increase the amount of money set aside for their retirement, which will also generate a nice tax saving for the 2018 tax year.

With the monthly savings they:

  1. Put a proper insurance plan in place to cover the new liability.
  2. Increased their monthly retirement savings amount.
  3. Put $100 a month into their emergency fund.

Needless to say, the dinner invitation in their fabulous new kitchen was a wonderful evening!!  Leveraging good debt meant they could enjoy their renovated kitchen for many years to come.

Contact or call the Blackmore Levy Group at 1.888.520.6520 for a complimentary financial assessment. One of our Financial Architects will be able to custom design and build or rebuild your Financial House.


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